Commercial insurance protects organizations and businesses against financial losses.  Whatever the size of your business, it takes time, energy and money to run it successfully. It is important to protect yourself. 

Some of the most significant reasons you want to carry commercial business insurance is to protect your property, yourself, and your income. 

  • Protect your property:  Your property consists of equipment, computer systems, tools, stock, machinery, and buildings. Property used in your business can be insured using a variety of insurance coverage options. There are packages available which can be tailored to meet the needs of many different types of businesses and service organizations.
  • Protect yourself and your business:  It is important to protect yourself from legal liabilities and to have legal assistance and defense in the event of a lawsuit.
  • Protect your income:  Business interruption insurance will replace your income and protect your ongoing expenses during the rebuilding process after a loss.

If you have a home based business, your home insurance does not cover losses to property or liability.  Commercial insurance may be required. Please contact us for more information.

Additional Coverages

Talk to your broker about the following additional coverages which can be added to your property and liability policies.  Additional coverages available include:

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